This Agreement, including our Privacy Policy and Investment Risk Disclosure and Disclaimer, constitutes the entire agreement between you and RazorLake regarding the services and supersedes all prior understandings.

These Terms, together with our Privacy Policy and Investment Risk Disclosure and Disclaimer, form the entire agreement.

By using any of our Services (even just browsing one of our websites), you are agreeing to the following Terms and Conditions. If you don’t agree with the Terms, you may not use our Services.

These Terms, our Privacy Policy, and Investment Risk Disclosure and Disclaimer (collectively, the 'Agreement') constitute a legally binding agreement between you (“you” or “your”) and RazorLake (“RazorLake”, “we”, “our” or “us”). The Terms govern your use of the RazorLake Services made available to you on or through the Platform or otherwise. RazorLake Services may be provided by RazorLake or, if specified in these Terms, any Product Terms or any additional terms, by any RazorLake Affiliate.

By registering for a RazorLake subscription, accessing the Platform and/or using the RazorLake Services, you agree that you have read, understood and accepted these Terms, together with any additional documents or terms referred to in these Terms. You acknowledge and agree that you will be bound by and will comply with these Terms, as updated and amended from time to time.

You represent that your use of the Services does not violate any law, regulation, ordinance, statute, or treaty that is applicable to individuals or business entities located in the jurisdiction in which you live.

If you do not understand and accept these Terms in their entirety, you should not register for a RazorLake subscription or access or use the Platform or any RazorLake Service.

Additionally, and without limiting the foregoing, by using or accessing the Site, you represent and warrant to us that you: (a) are eighteen (18) years of age or older, (b) are not currently restricted from using the Site, or not otherwise prohibited from having an account with us, (c) are not a competitor of RazorLake, or engaged in any business or activity, directly or indirectly, that could be competitive with the business or activities of RazorLake, and are not using the Site for any reason that may be in competition with the Site or any other product or service offered by RazorLake, (d) have full power and authority to enter into and perform these Terms and Conditions, and doing so will not violate any other agreement to which you are a party, (e) will not violate any rights of RazorLake, including, without limitation, intellectual property rights such as patent, copyright or trademark rights, and (f) agree to provide, operate and maintain, at your sole risk, cost and expense, all equipment, software, and internet access necessary to use the Site.

The Company reserves the right to suspend, replace, modify, amend, or terminate this Agreement at any time and within its sole and absolute discretion. In the event the Company replaces, modifies, or amends this Agreement, you consent and confirm that your continued use of the Services after a change in the Effective Date of said changes will constitute your agreement to any replacement, modification, or amendment to this Agreement.

The Company provides you with limited, non-exclusive, non-sublicensable, non-assignable, revocable, and royalty-free license to use the Services for its customary and intended purposes (e.g., no automated trading bots, no redistribution of data).. You are expressly prohibited from scraping, framing, hacking, reverse engineering, crawling, or aggregating the Services, the Company Website, whether in whole or in part, without the prior written consent of the Company.

You acknowledge and agree that your limited use of the Services does not entitle you to any license or intellectual property rights to any technology, intellectual property, copyrights, trademarks, or trade secrets of the Company or any third-party contractor thereof. You acknowledge and agree that your use of the Services is limited by the terms of this Agreement, and you expressly agree that you will not use the Services in any manner that is not expressly authorized under the terms of this Agreement. The Company reserves all of its rights not expressly granted through this Agreement.

This license is revocable at any time, and any rights not expressly granted in this Agreement are reserved for the Company.

Use is limited to personal, non-commercial purposes (e.g., no automated bots, no data redistribution).

RazorLake does not handle any of your money or process any payments. We do not receive any wire transfers and do not store or have any access to payment card details.

RazorLake uses the third party payment services of MamoPay (regulated by the Dubai Financial Services Authority (DFSA)) is PCI-DSS compliant, allowing it to handle and store credit and debit card

information safely and securely to administer its subscription service. You may view their information regarding their security and third party payment processing.

RazorLake uses the third party payment services of MamoPay (regulated by the Dubai Financial Services Authority (DFSA)) is PCI-DSS compliant, allowing it to handle and store credit and debit card

It is MamoPay that handle and store your credit card details. RazorLake does not have access to this information. Please study their relevant privacy policies before making your data available to them.

When making a purchase, you enter your credit card details into a form supplied by the payment provider MamoPay that will be processing the payment, and this information goes directly to the payment provider's server. Your credit card information never reaches RazorLake's servers. They do not access and do not store your credit card information. When you save your credit card info, it is saved on the respective payment provider's servers (MamoPay) and the payment provider stores token that you can reuse for future payments. It is not possible to reconstruct your credit card info from the token.

Due to the fact that RazorLake doesn't store any credit card details or transaction information, it is impossible for us to handle complaints or cashbacks – any disputed payments are the responsibility of the payment provider (MamoPay), and banks that participated in the exchange.

We implement reasonable security measures, but no system is infallible.

Agreement to Arbitrate. You agree that any and all disputes or claims that have arisen or may arise between you and RazorLake, whether arising out of or relating to this Agreement (including any alleged breach thereof), the RazorLake Services, any advertising, or any aspect of the relationship or transactions between us, will be resolved exclusively through final and binding arbitration, rather than a court. You agree that, by entering into this Agreement, you and RazorLake are each waiving the right to a trial by jury or to participate in a class action. Your rights will be determined by a neutral arbitrator, not a judge or jury. This Agreement incorporates by reference our Privacy Policy and Investment Risk Disclosure and Disclaimer.

Prohibition of Class and Representative Actions and Non-Individualized Relief. YOU AND RAZORLAKE AGREE THAT EACH OF US MAY BRING CLAIMS AGAINST THE OTHER ONLY ON AN INDIVIDUAL BASIS AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE ACTION OR PROCEEDING. UNLESS BOTH YOU AND RAZORLAKE AGREE OTHERWISE, THE ARBITRATOR MAY NOT CONSOLIDATE OR JOIN MORE THAN ONE PERSON’S OR PARTY’S CLAIMS AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A CONSOLIDATED, REPRESENTATIVE, OR CLASS PROCEEDING. ALSO, THE ARBITRATOR MAY AWARD RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ONLY IN FAVOR OF THE INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO THE EXTENT NECESSARY TO PROVIDE RELIEF NECESSITATED BY THAT PARTY’S INDIVIDUAL CLAIM(S), EXCEPT THAT YOU MAY PURSUE A CLAIM FOR AND THE ARBITRATOR MAY AWARD PUBLIC INJUNCTIVE RELIEF UNDER APPLICABLE LAW TO THE EXTENT REQUIRED FOR THE ENFORCEABILITY OF THIS PROVISION.

Pre-Arbitration Dispute Resolution. RazorLake is always interested in resolving disputes amicably and efficiently, and most customer concerns can be resolved quickly and to the customer’s satisfaction by contacting customer support.

Jurisdiction. The construction, validity and performance of these Conditions and each and any Contract shall be governed by the laws of the United Arab Emirates and you submit to the exclusive jurisdiction of the UAE Courts to resolve any disputes between parties. These terms and conditions and Contracts shall not be governed by the United Nations Convention on Contracts for the International Sale of Goods. If any provision of this agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions.

In the event that any term or condition of this Agreement is deemed invalid or unenforceable by a court of competent jurisdiction, the remaining terms and conditions of this Agreement will remain in full force and effect.

This Agreement will be deemed to have been drafted by both parties, and the terms and conditions of this Agreement will not be interpreted against the Company or Trader.

You are expressly prohibited from assigning your rights and duties under this Agreement. The Company reserves the right to assign its rights and duties under this Agreement, including in connection with a sale or transfer of a portion or all of the Company or its Services.

No term or condition of this Agreement or breach of this Agreement will be deemed to have been waived or consented to, unless such waiver is in writing and signed by the party to be charged.

This Agreement and any documents incorporated herein by reference contains the entire agreement between the Company and the Trader regarding the use of the Services and supersedes all prior understandings, agreements, or representations between the Company and Trader, whether written or oral.

We may suspend or terminate your access at any time for violations of these Terms, with or without notice.

We may update these Terms. Material changes will be notified via email or site banner. Continued use constitutes acceptance.

Laws of UAE, exclusive jurisdiction of UAE courts.